/* standard html tags */

body { 
margin-left: 0;
margin-top: 0;
margin-right: 0;
margin-bottom: 0;
background: #c5b796;
}
           
/* define background cell color */


.bg_brwn  { background: #c5b796;}
.bg_yel   { background: #FFD457;}
.bg_whi   { background: #FFFFFF;}
.bg_blk   { background: #000000;}


/* grid format */

.row_hd {
font-family: Arial,Helvetica,san-serif; 
font-size: 11px;
font-weight: 700; 
color: #FFFFFF;
background: #c5b796;
text-align: center; 
}

.row_text_hd {
font-family: Arial,Helvetica,san-serif; 
font-size: 11px;
font-weight: 400; 
color: #666666;
background: #f6f3ea;
}

.row_text {
font-family: Arial,Helvetica,san-serif; 
font-size: 11px;
font-weight: 400; 
color: #666666;
background: #f6f3ea;
text-align: center;
}

.row_total {
font-family: Arial,Helvetica,san-serif; 
font-size: 11px;
font-weight: 700; 
color: #666666;
background: #FFFFFF;
text-align: center; 
}

/* background images */

.faq {
font-family: Arial,Helvetica,san-serif; 
font-size: 11px;
font-weight: 700; 
color: #666666; 
background: #d2dec9;
padding: 5px;
}


.bg_ftr {
font-family: Verdana,Arial,Helvetica,san-serif; 
font-size: 8px;
font-weight: 700; 
color: #5c5b4d; 
text-align: center;
}

.bg_home {
background:url("images/bg_home.jpg") #c5b796;
height: 400px;
vertical-align: top;
}

.bg_int {
background:url("images/bg_int.jpg") #c5b796;
vertical-align: top;
}




/* form settings */

.cellpad { padding-right: 20px;
		   padding-top: 10px;
		   padding-bottom: 10px;
		   text-align: right;}

.formtext { font-size : 11px;
		   font-family : Arial,Helvetica,san-serif;
		   font-weight : 400;  
		   color : #000000;}

.formbtn { font-size : 11px;
		   font-family : Arial,Helvetica,san-serif;
		   font-weight : 400;  
		   color : #000000;}

.cen { text-align: center;
       vertical-align: top;}
.lt  { text-align: left;}		   
.rt  { text-align: right;}	


/* global settings */						

.copy { 
font-family: Arial,Helvetica,san-serif; 
color: #000000; 
font-size: 13px; 
font-weight: 400;
vertical-align: top;
padding: 20px 20px 20px 25px;
}			


.copyhd { 
font-family: Arial,Helvetica,san-serif; 
color: #8da9ca; 
font-size: 12px;	 
font-weight: 700;
}

.caption { 
font-family: Arial,Helvetica,san-serif; 
color: #666666; 
font-size: 9px; 
}	


.copybold   { font-family: Arial,Helvetica,san-serif; 
			color: #FFFFFF; 
			font-size: 12px; 
			font-weight: 700;}
			
.copyitalic { font-family: Arial,Helvetica,san-serif; 
			color: #666666; 
			font-size: 11px; 
			font-weight: normal; 
			font-style : italic;  
			letter-spacing: 0px; 
			line-height : 11px;}		
			

			
.footer  { font-family: Arial,Helvetica,san-serif; 
		   color: #FFFFFF; 
		   font-size: 10px;
		   font-weight: 400;
		   text-align: center;}								


/* floats */

.floatleft {
float: left;
margin: 0 0 10px 10px;
/* border: 1px solid #3a75b6; */
padding: 5px;
font-family: Arial,Helvetica,san-serif;
font-weight: 400;
font-size: 11px;
color: #938e71;
width: 320px;
}


.floatright {
float: right;
margin: 0 0 10px 10px;
/* border: 1px solid #3a75b6; */
padding: 5px;
font-family: Arial,Helvetica,san-serif;
font-weight: 400;
font-size: 11px;
color: #938e71;
}

.interior {
padding: 10px 60px 20px 60px;
font-family: Arial,Helvetica,san-serif;
font-weight: 400;
font-size: 11px;
color: #938e71;
}

.clearboth { clear: both; }


.pic {
border: 1px solid #8da9ca;
}

/* anchors */

a { 
font-size: 11px;	
font-family: Arial,Helvetica,san-serif;	
font-weight: 400;	
color: #81775f;
text-decoration: underline;
}

a:visited { 
font-size: 11px;	
font-family: Arial,Helvetica,san-serif;	
font-weight: 400;	
color: #81775f;
text-decoration: underline;
}

a:active { 
font-size: 11px;	
font-family: Arial,Helvetica,san-serif;	
font-weight: 400;	
color: #81775f;
text-decoration: underline;
}

a:hover {
font-size: 11px;	
font-family: Arial,Helvetica,san-serif;	
font-weight: 400;	
color: #8da9ca;
text-decoration: underline;
}